Contact a HARP Lender
If you are interested in finding out if you are eligible for a HARP refinance, contact your mortgage company. Or search below for other HARP lenders that are located in your state or U.S. territory.
| Mortgage Company | Phone | More Information | ||
| 1st 2nd Mortgage | 800-562-6466 x248 |  |
apj@1st2ndmortgage.com | HI,NJ,NY,PA |
| Advancial FCU | 888-876-2328 | |
loans@advancialmortgage.com | AL,AK,AZ,AR,CA,CO,CT,DE,FL,GA,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Alaska USA Mortgage Company | 800-737-3033 | |
NA | AK,CA,WA |
| Altra Federal Credit Union | 800-755-0055 | |
info@altra.org | AL,AZ,AR,CA,CO,CT,DE,FL,GAID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| American National Bank | 214-863-5964 | |
mortgagenow@anbtx.com | ALAZ,AR,CA,CO,CT,DE,FL,GA,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| American Savings Bank FSB | 800-293-2878 | |
NA | HI |
| American/First Heritage | 215-969-0777 | |
generalinfo@amhfcu.org | AL,AK,AZ,AR,CA,CO,CT,DE,FL,GA,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Arizona State Credit Union | 855-505-HOME | |
NA | AZ |
| Associated Banc-Corp | 866-596-3222 | |
wecare@associatedbank.com | AL,AZ,AR,CA,CO,CT,DE,FL,GAID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Aurora Financial Group | 800-648-0345 x152 | |
n/a | DE, MD, NJ,NY,PA |
| Banco Santander | 787-625-6545 | |
NA | PR |
| Bank of Hawaii | 888-643-3888 | |
https://www.boh.com/personal/banking-products/mortgages/making-home-affordable-program.asp | NA,HI |
| BB&T | 888-946-8730 | |
NA | DC,PR,AL,AK,AZ,AR,CA,CO,CT,DE,FL,GA,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| BECU | 206-439-5772 | |
harp@becu.org | WA |
| Blackhawk Bank | 800-209-2616 | |
NA | IL,WI |
| Cardinal Financial Company | 215-293-6800 | |
n/a | DE, MD,MA, NJ,NY,PA |
| CashCall Mortgage | 877-540-4277 | |
n/a | DC,PR,AL,AK,AZ,AR,CA,CO,CT,DE,GA,HI,ID,IL,IN,IA,KS,KY,LA,ME,MI,MN,MS,MO,NE,NV,NH,NJ,NM,NC,ND,OH,OK,OR,RI,SC,SD,TN,TX,UT,WV,WI,WY |
| Castle & Cooke Mortgage | 866-461-7101 | |
http://www.castlecookemortgage.com | AZ,CA,CO,FL,HI,ID,IA,NE,NV,NM,NC,OR,TX,UT,WA |
| CCO Mortgage | 877-745-7366 | |
NA | AL,AK,AZ,AR,CA,CO,CT,DE,FL,GA,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Central Pacific Bank | 808-544-0500 | |
NA | HI |
| Chase | 800-228-4922 | |
NA | AL,AK,AZ,AR,CA,CO,CT,DE,FL,GA,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Cobalt Mortgage | 877-220-4663 | |
NA | AZCA,CO,ID,IN,LA,MT,NE,NV,NM,OH,OK,OR,TX,UT,WA,WY |
| Denali State Bank | 907-456-1400 | |
bmcgarvin@denalistatebank.com | AK |
| Desert Schools FCU | 602-433-HOME | |
NA | AZ |
| Devon Bank | 630-618-8944 | |
bank@devonbank.com | IL,IN,MI,WI |
| Doral Financial Corporation | 787-300-4515 | |
NA | PR |
| Ent Federal Credit Union | 800-525-9623 x6990 | |
NA | CO |
| EverBank Mortgage | 800-669-3595 | |
NA | DC,AL,AK,AZ,AR,CA,CO,CT,DE,FL,GA,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Equity Now Inc. | 800-692-5363 | |
NA | CT,FL,MA,NJ,NY,PA |
| Fifth Third Bank | 866-351-5353 | |
After logging into 53.com, 1) Contact Us 2) Click 'Yes, I am a current Fifth Third Bank customer 3) Enter User ID and Password 4) Follow prompts for entering contact information for return | AL,AR,CA,CO,CT,DE,FL,GAID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| First Community CU | 800-767-8800 | |
Consumerre@fccuhouston.org | AL,AZ,AR,CA,CO,CT,DE,FL,GA,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| First Hawaiian Bank | 808-643-4663 | |
NA | HI |
| First Interstate Bank | 888-752-3332 | |
NA | MT,SD,WY |
| First National Bank Alaska | 800-856-4362 | |
Customer.Service@FNBAlaska.com | AK |
| Freedom Mortgage Corporation | 800-847-9937 | |
n/a | AL,AK,AZ,AR,CA,CO,CT,DE,FL,GA,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Fulton | 800-220-9034 | |
n/a | DC,DE,MD,NJ,PA,VA,WV |
| Gateway Mortgage Corporation | 262-657-7733 | |
service@gatewaymortgagecorp.com | AL,AZ,AR,CA,CO,CT,DE,FL,GA,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Green Tree | 877-243-4686 | |
n/a | AL,AK,AZ,AR,CA,CO,CT,DE,DC,FL,GA,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Guaranty Financial MHC | 800-235-4636 | |
Customer Contact Form: http://www.guarantybanking.com/emailFormPers.asp | AL,AZ,AR,CA,CO,CT,DE,FL,GA,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Guardian Mortgage | (Michigan) 810-694-8610 (Texas) 972-690-0923 | |
NA | MI,TX |
| HomeStreet Bank | 800-821-1249 | |
onlineloans@homestreet.com | AK,CA,HI,ID,OR,WA |
| Honolulu HomeLoans | 808-681-7500 | |
NA | HI |
| Illinois National Bank | 877-771-2316 | |
mortgage@illinoisnationalbank.com | IL,MO |
| Investors Bank | 973-544-1091 | |
n/a | CT,DE,FL,MD,NJ,NY,PA |
| Lake Mortgage Company | 800-627-5566 | |
NA | IL,IN |
| Landmark Credit Union | 800-871-2110 | |
Customer Contact Form: https://www.landmarkcu.com/forms/contact-us-form | AL,AZ,AR,CA,CO,CT,DE,FL,GA,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Leader Mortgage Company Inc | 781-648-7900 | |
info@leadermortgage.com | FL,MA,NH |
| LoanDepot.com | 888-337-6888 | |
NA | AL,AK,AZ,AR,CA,CO,CT,DE,FL,GA,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Mainstreet Credit Union | 800-395-1010 | |
NA | KS,MO |
| Merchants Financial Group Inc | 800-765-2194 | |
Customer Contact Form: https://www.merchantsbank.com/form-contact-us.htm | AL,AZ,AR,CA,CO,CT,DE,FL,GA,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Midland States Bank | 866-334-7886 | |
mortgages@midlandstatesbank.com | AL,AZ,AR,CA,CO,CT,DE,FL,GA,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Midwest Loan Services | 800-262-6574 | |
NA | AL,FL,IN,MI |
| MLD Mortgage | 888-981-1433 | |
david.zilberman@mldmortgage.com | DC,CA,CO,CT,DE,FL,IL,ME,MD,MA,MN,NJ,NY,OR,PA,RI,SC,TX,VT,VA,WA |
| Mortgage Access Corp. | 973-490-8126 | |
n/a | DC,AL,AK,AR,CA,CO,CT,DEGA,IL,IN,IA,LA,ME,MD,MI,MN,MS,NE,NJ,NM,NY,NC,OH,OK,OR,PA,RI,SC,TN,TX,VT,VA,WA,WV,WI,WY |
| Mt. McKinley Bank | 907-452-1751; 1-888-515-1774 (Toll Free); 907-451-4688 (TTY) | |
loans@mtmckinleybank.com | AK |
| Mutual Savings Bancorp MHC | 800-261-6888 | |
Customer Contact Form: http://www.bankmutual.com/contact-us | AL,AZ,AR,CA,CO,CT,DE,FL,GA,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| NEB Corporation | 877-921-7700 | |
Customer Contact Form:https://www.nebat.com/contact-us.php | AL,AZ,AR,CA,CO,CT,DE,FL,GA,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Paramount Equity Mortgage LLC | 800-756-9600 | |
mdawson@paramountequity.com | AZ,CA,CO,FL,OR,UT,WA |
| Peoples Bank | 800-584-8859 | |
peoples@peoplesbank-wa.com | WA |
| PHH Mortgage | 800-210-8849 | |
After logging into phhmortgage.com. 1) Contact Us 2) Contact the Chief Mortgage Officer 3) Enter contact information for return call/email. | DC,AL,AK,AZ,AR,CA,CO,CT,DE,FL,GA,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Popular | 787-281-4742 | |
NA | PR |
| Prime West Corp. | 800-288-7252 | |
pellis@primewestcorp.com | AL,AZ,AR,CA,CO,CT,DE,FL,GA,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Qualstar Credit Union | 800-848-0018 | |
mortages@qualstarcu.com | WA |
| Quicken Loans | 800-971-1644 | |
NA | DC,AL,AK,AZ,AR,CA,CO,CT,DE,FL,GA,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,MJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Real Estate Mortgage Network | 800-216-4341 x3365 | |
n/a | AL,AZ,AR,CA,CO,CT,DE,FL,GA,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Regions | 877-536-3286 | |
NA | AL,AK,AZ,AR,CA,CO,CT,DE,FL,GA,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| RoundPoint Mortgage Servicing | 877-426-8805 | |
NA | AL,AK,AZ,AR,CA,CO,CT,DE,FL,GA,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Salal Credit Union | 800-562-5515 | |
dlmortgagecenter@salalcu.org | WA |
| Seattle Bank | 206-281-1500 | |
NA | WA |
| Sonoma Bank | 704-524-6170 | |
applynow.spokanehomeloancenter@bankwithsterling.com | CA |
| Sovereign Bank | 877-729-4801 | |
n/a | CT,DE,ME,MD,MA,NH,NJ,NY,PA,RI,VT |
| Sterling Bank | 877-416-6111 | |
applynow.spokanehomeloancenter@bankwithsterling.com | CA,ID,OR,WA |
| Suntrust Mortgage | 800-330-4684 | |
NA | DC,AL,AZ,AR,CA,CO,CT,DE,FL,GA,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Town and Country Mortgage Bank | 866-770-3100 | |
onlineapps@townandcountrybank.com | IL |
| Umpqua Bank | 866-470-2852 | |
DirectLending@umpquabank.com | CA,OR,WA |
| United Bank and Trust | 888-699-0028 | |
stackett@unitedbankky.com | KY |
| Unitus Community Credit Union | 800-452-0900 x8713 | |
M.RealEstate@UnitusCCU.com | OR |
| Univest B&T | 877-723-5571 | |
n/a | DE,NJ,PA |
| Valley National Bank | 800-522-4100 | |
http://www.valleynationalbank.com/ | n/a,"DE,FL,NJ,NY,PA |
| Verity Credit Union | 206-361-5320 | |
mortgages@veritycu.com | WA |
| Vermont State Employees CU | 802-371-3164 | |
ksimanskas@vsecu.com | NH,VT |
| Washington State Employees Credit Union | 800-562-0999 | |
mortgages@wsecu.org | WA |
| WaterStone Mortgage | 800-354-1149 | |
NA | DC,AZ,CO,DE,FL,ID,IL,IN,IAKY,MD,MN,NV,NC,OH,OR,PASC,TN,TX,UT,VA,WI,WY |
| Weichert Financial Services | 800-837-3031 | |
n/a | DC,AL,AK,AR,CA,CO,CT,DE,GA,IL,IN,IA,LA,ME,MD,MI,MN,MS,NE,NJ,NM,NY,NC,OH,OK,OR,PA,RI,SC,TN,TXVT,VA,WA,WV,WI,WY |
| Wells Fargo | 800-678-7986 | |
NA | AL,AK,AZ,AR,CA,CO,CT,DE,FL,GA,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Westbury Bank | 888-829-9221 | |
Customer Contact Form: https://secureforms.c3vault1.com/forms/westburybank/contact-form.asp | AL,AZ,AR,CA,CO,CT,DE,FL,GA,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Westconsin Credit Union | 800-924-0022 | |
Customer Contact Form: https://westconsincu.org/Forms/inquiries.aspx | AL,AZ,AR,CA,CO,CT,DE,FL,GA,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VT,VA,WA,WV,WI,WY |
| Windermere Mortgage Services | 800-383-3355 | |
NA | ID,OR,WA |
| Wolverine Bank | 800-968-4280 | |
NA | AS,DC,GU,MP,PR,UM,VI,AL,AK,AZ,AR,CA,CO,CT,DE,FL,GA,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,NV,NH,NJ,NM,NY,NC,ND,OH,OK,OR,PA,RI,SC,SD,TN,UT,VT,VA,WA,WV,WI,WY |
