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Modify Overview

Many homeowners have fallen behind on their mortgage, and could soon be on the path to foreclosure without permanent help. If this sounds like your situation, you may be eligible to modify your mortgage. Loan modifications are designed to help borrowers make their payments more affordable.

 

Modification

Many homeowners have fallen behind on their mortgage, and could soon be on the path to foreclosure without permanent help. More »

Modification Quiz

If you’re having mortgage payment challenges, try our modification quiz to see if a mortgage loan modification may be right for you. More »

Changes to Modification Interest Rate & Payment

If you have a loan modification with a step rate feature, the initial modified interest rate is temporary (usually fixed for 5 years). After the initial period, the rate will begin to adjust, or “step up.” More »

Post Modification Financial Coaching

Even with a loan modification, you may still have some financial challenges. Take advantage of tools like financial coaching to help with your financial success. More »

Beware of Scams

Learn how to identify and avoid scam artists who promise immediate relief from foreclosure.
 

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FAQs

Find the answers to common questions concerning your mortgage and the various options to avoid foreclosure.

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Glossary

Visit our glossary of key terms to increase your understanding of the foreclosure options available.
 

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