**Note:** These calculators provide estimates and are for informational purposes only. Keep in mind, qualifications and results will vary. To learn more and confirm your eligibility, please contact a lender or your mortgage company [1].

## Homebuyers

**Affordability Calculator [2]***

Figure out the maximum home price you can afford before you start house hunting.

**Mortgage Calculator [3]***

Estimate your monthly mortgage payments based on the home price.

**Save Calculator [4]***

Learn how much money and time you'll need to meet your down payment savings goal.

**Debt-to-Income Calculator** [5]*

Use this tool to estimate your DTI—the ratio of the amount you pay on your mortgage(s) each month compared to your total monthly gross income.

## Homeowners

**Extra Payment Calculator [6]***

See how an extra mortgage payment may save money and shorten the time it takes to pay off your loan.

**Refinance Calculator [7]***

Use this tool to estimate the impact of refinancing your first mortgage.

**Repayment Plan Calculator** [8]*

This tool illustrates how a repayment plan might help you catch up on past due payments.

**Forbearance Calculator [9]***

Calculate how a forbearance might be able to lower your payment if a short-term problem is affecting your ability to pay your mortgage.

**Loan-to-Value Calculator [10]***

Estimate your LTV—the amount you owe on your mortgage(s) compared to your home’s current market value.

** Note: These calculators provide estimates and are for informational purposes only. Keep in mind, qualifications and results will vary. To learn more and confirm your eligibility, please contact a lender or your mortgage company.*

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