Information and Tools
Beware of Scams
Scam artists are stealing millions of dollars from distressed homeowners by promising immediate relief from foreclosure, or demanding cash for counseling services when HUD-approved counseling agencies provide the same services for FREE. More »
Credit Score Information
Credit scores are likely to play a key role in your ability to obtain credit (auto loan, mortgage loan, credit card, etc.) and in the determination of the interest rate you will pay for that credit. More »
Financial Calculators
The calculators below will help you better understand how each option works and how each option may benefit you based on your specific situation. More »
Forms
Use the forms to help you prepare for your conversation with your mortgage company or housing counselor. More »
FAQs
Frequently asked questions. More »
Glossary
While working with your mortgage company, it’s important to understand the mortgage terms that may be used so you can have a better (and easier) discussion with your mortgage company. More »
Helpful Sites
Access other websites to learn more about help and other resources to assist you with your mortgage and help you avoid foreclosure. More »
Videos
Watch videos about homeowners who may be in a similar situation as you. Hear how they were able to resolve the issues they were having with their mortgage and got help to avoid foreclosure. More »