Mortgage Calculators

If you’re thinking about buying a home or you’re a homeowner looking for ways to make your mortgage more affordable, our calculators can help.

Note: These calculators provide estimates and are intended for informational purposes only. Keep in mind, qualifications and results will vary. To learn more and confirm your eligibility, please contact a lender or your mortgage company.

Homebuyers

Mortgage calculator
Estimate your monthly mortgage payments based on the home price.

Affordability calculator
Figure out the maximum home price you can afford before you start house hunting.

Debt-to-income calculator (DTI)
Use this tool to estimate your DTI — the ratio of the amount you pay on your mortgage(s) each month compared to your total monthly gross income.

Save calculator
Learn how much money and time you’ll need to meet your down payment savings goal.

Homeowners

Refinance calculator
Use this tool to estimate the impact of refinancing your first mortgage.

Loan-to-value calculator (LTV)
Estimate your LTV — the amount you owe on your mortgage(s) compared to your home’s current market value.

Repayment plan calculator
This tool illustrates how a repayment plan might help you catch up on past due payments.

Extra payment calculator
See how an extra mortgage payment may save money and shorten the time it takes to pay off your loan.

Note: These calculators provide estimates and are intended for informational purposes only. Keep in mind, qualifications and results will vary. To learn more and confirm your eligibility, please contact a lender or your mortgage company.