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Manufactured Housing Protections

Owning a manufactured home isn’t that different from owning a traditional site-built home. You can finance a manufactured home with a traditional mortgage, and your home can include many of the same amenities as other homes.

However, owning a manufactured home may have a few specific differences, especially when it comes to certain additional rights and protections you may be entitled to, depending on where your home is located.

What is a manufactured home?

Manufactured Home

A manufactured home is a type of prefabricated home that is built from standardized parts, assembled in a factory, and then installed on a lot of land or pad site that the owner rents. These homes can cost between 10% and 35% less per square foot than a traditional site-built home.

As a pad-site renter, you should understand your rights and protections to help keep your investment safe. Note that laws protecting manufactured homes will vary from state to state and even between counties or towns.

Search online for manufactured home protections in your area or consult with an attorney for specific information.

Manufactured home tenant protections provided by Fannie Mae

If you live in a manufactured housing community that is financed by Fannie Mae, your pad-site lease may include protections that may go beyond the requirements of state or local law . These protections are called Tenant Site Lease Protections (TSLPs).

TSLPs address various aspects of manufactured housing community living, such as rent increases, rent payments, sale and sublease rights for your manufactured home, and notice of a planned sale or closure of your community.

If your manufactured home is covered by TSLPs, these additional protections typically include a:

icon checklist1-year renewable term for the site-pad lease;

icon checklist30-day written notice of rent increases; and

icon checklist5-day grace period for late rent payments.

Additional Protections

If your manufactured home is covered by TSLPs, you also have the right to:

  • Sell the manufactured home without having to move it out of the community;
  • Sublease your manufactured home or assign your site-pad lease to a buyer of your home if the subtenant or buyer meets the minimum community rules and regulations and qualifies for the home financing;
  • Post “for sale” signs on your manufactured home, provided the signage complies with the community rules and regulations;
  • Sell your manufactured home within 45 days after eviction; and
  • Receive at least 60 days’ notice of any planned sale or closure of the community.

Talk to a housing counselor at no cost to you

A HUD-approved housing counselor can help you better understand the rights and protection that cover your specific situation.

Call 1-855-HERE2HELP (855-437-3243) or schedule an appointment

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