Sorry, you need to enable javascript to visit this

URGENT NOTICE: Relief Available for Homeowners Affected by Hurricanes and Other Disasters. Learn More ›

Why Settle for So-So When You Can Build-to-Suit?

Oct 21 2015

Stephen Cutting-Miller and his husband Rick found the perfect place to settle down: a six-acre plot of land in Saratoga, NY. The plot was situated in the Empire State’s horse country with a clear view of the foothills of the Adirondack Mountains.

There was just one small and unavoidable problem: There was no home on this land. So the couple decided to build their own.

“It was a very unique piece of property,” Cutting-Miller says, “and we wanted to design a home that was meant specifically for it.”

Enlisting Saratoga-area contractor Witt Construction, the couple brought their vision into being, commissioning a 4,700-square-foot modern farmhouse nestled in a hillside with 180-degree north to south views. The sunsets, Cutting-Miller says, are spectacular.

Of course, the custom route comes with certain challenges. For instance, to the uninitiated, the process can be a bit Byzantine, says Jim Work, owner of Chicago-area contracting firm Silverthorne Homebuilders.

“I’ve had what I would say are some really smart customers, and they’ve been confused by the process — why is there this rule, why is there that rule?” he says.

Beware of Scams

Learn how to identify and avoid scam artists who promise immediate relief from foreclosure.

Find out more »


Find the answers to common questions concerning your mortgage and the various options to avoid foreclosure.

Find out more »


Visit our glossary of key terms to increase your understanding of the foreclosure options available.

Find out more »