Does Fannie Mae Own My Loan?
If Fannie Mae owns your loan, you may be eligible for programs designed to make your mortgage more affordable—like the Home Affordable Refinance Program (HARP) or the Home Affordable Modification Program (HAMP)—or for other programs available exclusively to Fannie Mae borrowers, including assistance for delinquent homeowners through our Fannie Mae Mortgage Help Centers.
So how do you know if you are a Fannie Mae homeowner? Well, it usually happens without the homeowner's knowledge when their mortgage company sells their loan to an investor like Fannie Mae. Having this "liquidity" allows the mortgage company to make new loans, enabling more families to buy, refinance or rent a home.
To find out if Fannie Mae owns your loan, use our loan lookup tool.