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The Road to Homeownership: An Animated Journey

Apr 6 2016

The road to homeownership can be challenging if you’re not prepared. To make sure you’re ready, it helps to understand how lenders will evaluate your financial situation when considering whether to approve your application — that includes understanding how they will view your credit history, credit score, and debt-to-income ratio (DTI).

So before picking any paint colors, consider some of the key questions lenders will want to know: What kind of credit history do you have? Is your monthly income more than enough to cover the mortgage and other debt payments you’ll be making? How much will you have left over in savings and other liquid assets after buying the home?

We’d like to shed some light on the journey you’ll face in meeting with lenders. Here’s an overview of what you can expect:

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