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Financial Calculators

If you’re thinking about buying a home or are a homeowner trying to learn about your options, our calculators can help.

Note: These calculators provide estimates and are for informational purposes only. Keep in mind, qualifications and results will vary. To learn more and confirm your eligibility, please contact a lender or your mortgage company.

 

Homebuyers

Affordability Calculator*

Figure out the maximum home price you can afford before you start house hunting.

Mortgage Calculator*

Estimate your monthly mortgage payments based on the home price.

Save Calculator*

Learn how much money and time you'll need to meet your down payment savings goal.

Debt-to-Income Calculator*

Use this tool to estimate your DTI—the ratio of the amount you pay on your mortgage(s) each month compared to your total monthly gross income.

 

Homeowners

Extra Payment Calculator*

See how an extra mortgage payment may save money and shorten the time it takes to pay off your loan.

Refinance Calculator*

Use this tool to estimate the impact of refinancing your first mortgage.

Repayment Plan Calculator*

This tool illustrates how a repayment plan might help you catch up on past due payments.

Forbearance Calculator*

Calculate how a forbearance might be able to lower your payment if a short-term problem is affecting your ability to pay your mortgage.

Loan-to-Value Calculator*

Estimate your LTV—the amount you owe on your mortgage(s) compared to your home’s current market value.

 

*Note: These calculators provide estimates and are for informational purposes only. Keep in mind, qualifications and results will vary. To learn more and confirm your eligibility, please contact a lender or your mortgage company.

Beware of Scams

Learn how to identify and avoid scam artists who promise immediate relief from foreclosure.
 

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FAQs

Find the answers to common questions concerning your mortgage and the various options to avoid foreclosure.

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Glossary

Visit our glossary of key terms to increase your understanding of the foreclosure options available.
 

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