While working with your mortgage company, it’s important to understand the mortgage terms that may be used so you can have a better (and easier) discussion with your mortgage company.
A new mortgage with new terms, interest rates and monthly payments. The new loan completely replaces the current mortgage and may lower your payment.
Learn more about Refinance
A homeowner promises to pay down past-due amounts on a mortgage over a specified time period while still making regular monthly payments.
Learn more about the Repayment Plan Option
Learn how to identify and avoid scam artists who promise immediate relief from foreclosure.
Find the answers to common questions concerning your mortgage and the various options to avoid foreclosure.
Visit our glossary of key terms to increase your understanding of the foreclosure options available.