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A new mortgage with new terms, interest rates and monthly payments. The new loan completely replaces the current mortgage and may lower your payment. Learn more about Refinance
A homeowner promises to pay down past-due amounts on a mortgage over a specified time period while still making regular monthly payments. Learn more about the Repayment Plan Option
The process in which a mortgage company works with a delinquent homeowner to sell the house by a real estate agent prior to the foreclosure sale. The sale price is less than what is owed on the mortgage. Learn more about Short Sale
The documented evidence that a person or organization has ownership of real property.
The transfer of title from a homeowner to the mortgage company to satisfy the mortgage debt and avoid foreclosure; also called a "Deed-in-Lieu of Foreclosure."
Options to resolve or restructure a loan or prevent someone from going into foreclosure.